Meet The Team

Raphael Baker is the ultimate serial entrepreneur and polymath, navigating seamlessly through numerous industries including business, insurance, media, lifestyle and politics.

With over two decades of experience in the industry, he earned the moniker, "King of Insurance". To further deepen his industry knowledge and leadership skills, he attended the American College of Financial Services, and earned his Chartered Leadership Fellow® designation.

The mogul then founded Raphael Baker and Associates, which has a track record of transforming stagnant businesses into profitable money-makers. He has a keen ability to identify pros and cons and to develop solid strategies. This enables him to empower other entrepreneurs to drop dead weight, become more efficient, and experience success.

Raphael Baker co-founded and was the Editor-in-Chief of the highly successful Rags 'N' Riches Magazine. He then expanded his media empire and became the author of “Above The Fold”, a motivational book which encourages readers to live their lives on their own terms. He has also released his second literary gem, "#Raphaelisms: Quotes, Rants & Other Sh!t That Belongs On A T-Shirt", a bold, unfiltered collection of sayings from the award-winning entrepreneur and social critic. He is also the owner of Diaz Allen, a prominent lifestyle brand. Additionally, he launched his own home fragrance collection and apparel and accessories line under the House of Raphael brand.

Raphael dove into the political arena in 2018. During election season, he served as the Campaign Chair for a statewide campaign in Georgia, and was responsible for developing strategy, fundraising and surrogacy. As a surrogate, he masterfully delivered the campaign’s message before large crowds. 

On January 27, 2022, Raphael Baker officially launched his campaign to become Georgia's Insurance Commissioner. His culmination of almost 2 decades in the industry and his passion for people and reform made him the ideal candidate for this position. He truly is "the Change that Georgia Deserves". He was the only candidate in the race who hadn't run for office before and/or never held an elected position. However, with over 220,000 votes, he forced the primary election into a runoff. 

In 2022, Raphael Baker was honored with a Presidential Lifetime Achievement Award, issued by President Joseph R. Biden.

Keith Harvey is a passionate, experienced sales and marketing professional dedicated to sales leadership and committed to the concepts of team and team building. He has been a licensed insurance professional in the state of Georgia for more than a decade, committed to providing excellent service. His desire is to treat all of his clients as he would want to be treated by providing them with quality, timely quotes and appropriate recommendations based on their needs.

Braela Banks is an Atlanta native and the reigning Miss Buckhead USA 2024. She is also an Ambassador of Georgia Harm Reduction Coalition, Human Trafficking Advocate and Spokesperson of Ladies Turn Global and Advisory Board Member of Junction 2800.

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Braela specializes in Life Insurance and Employee Benefits.

With over a decade of industry experience, Melvin Jackson III leads our Tennessee operations. While well versed in many insurance areas, he specializes in Commercial Insurance.

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Melvin is a seasoned entrepreneur and owns the renowned F.A.T.S. BBQ. He resides in Tennessee with his lovely family.

Michal Radcliff is a military wife and mother of 3. After working several years in the medical field, she is now the owner/director of a successful daycare center in the NC Triad region.